💳 Visa Pays: The No-IBAN Revolution
Direct Stablecoin Spending | USDC & EURC Integration | Pays Solutions
Visa Pays is a groundbreaking 'On-Chain to POS' payment solution that eliminates the traditional banking layer. As the first card on the market, Visa Pays allows you to spend native stablecoins (USDC and EURC) directly from your wallet, without the need for a bank account, IBAN number, or going through card 'top-up' processes.
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Key Technical Distinctions
No-IBAN Architecture
User funds do not enter a traditional bank account. They remain within the Web3 ecosystem until the transaction is authorised by the Visa network.
Non-Custodial Spending
The user retains control over their assets. The card is a direct interface to on-chain liquidity.
Dual-Currency Native
Full support for USDC (dollar standard) and EURC (MiCA compliance), ensuring purchasing power stability.
Gas-Free Experience
Pays Solutions covers the 'gas fees' for card transactions. The user only pays for the product.
📊 Financial Specification and Limits
🛠 Integration with Pays Solutions
Visa Pays is not an isolated product. It is part of the Pays Solutions ecosystem, which guarantees:
01
Instant Settlement
Immediate on-chain transaction settlement.
02
Universal Acceptance
Accepted at over 80 million retail outlets worldwide.
03
Mobile First
Full integration with Apple Pay and Google Pay (bypassing physical "tap-to-pay" limits).
🌍 Why now?
In the post-MiCA world, users are looking for secure ways out of crypto into the real economy. Visa Pays provides this path without compromising privacy and without the need to tie into the traditional banking system (Legacy Finance).
Who Pays? Visa Pays.
The ultimate bridge between your wallet and the world.
🚀 Let's Build the Future of Payments Together
Your infrastructure in numbers:
152+
Global Reach
Local on/off-ramps in countries
Plug-and-play
Ready-to-use infrastructure for wallets and applications
Security
Partnerships with Circle (USDC)
Compliance
Full compliance with MiCA, VARA, and central bank requirements

Next Steps – Let's start the implementation:
Discovery Session (60-90 min)
A joint business and technical session to understand your needs.
Integration Plan (2 weeks)
Preparation of an implementation plan compliant with regulatory requirements and pilot schedule.
Pilot Launch (4-6 weeks)
Launch of the defined pilot (KPIs: transaction cost, settlement time, adoption).
Who Pays? Visa Pays. Secure. Compliant. Instant.
Filip Bloch
Serial exit Entrepreneur & Founder PAYS Solutions
"I have been building necessary applications and platforms since I was 17. I built and sold WorkTrips.com (9x y/y growth).
My applications work for global clients such as Google, SAP, Vodafone and Microsoft. Today, I am bringing this standard to the world of Web3 payments."
Contact me:
📱 Mobile/WhatsApp: +48 661774140 ; +971 585694466
🔗 LinkedIn: linkedin.com/in/filipbloch